Not Financial Advice. pocketDCF is an educational and informational tool only. Nothing on this platform constitutes personalized investment advice, a solicitation to buy or sell securities, or a guarantee of any investment outcome.
Terms of Service
1. Acceptance of Terms
By accessing or using pocketDCF (the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use the Service. Your continued use of the Service constitutes acceptance of these Terms and any future updates.
2. Not Financial Advice — Educational Use Only
pocketDCF does not provide financial, investment, legal, or tax advice. All content, valuations, signals, risk scores, and AI-generated text are produced algorithmically for educational and informational purposes only.
No information on this platform should be construed as a recommendation to buy, hold, or sell any security. DCF models and AI narratives are illustrative and based on publicly available data, which carries significant uncertainty.
Always conduct your own due diligence and consult a qualified, licensed financial advisor before making any investment decisions. Past performance does not guarantee future results.
3. Accuracy of Information
Financial data is sourced from third-party providers and may contain errors, delays, or inaccuracies. pocketDCF makes no representations or warranties regarding the completeness, accuracy, or reliability of the information provided. You agree to use any data at your own risk.
4. Limitation of Liability
To the fullest extent permitted by applicable law, pocketDCF and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service. This includes, but is not limited to, investment losses, lost profits, or trading decisions made based on information obtained from this platform.
5. Permitted Use
You may use the Service for lawful, personal, non-commercial purposes only. You agree not to:
6. Subscriptions, Payments & Refunds
Billing: Premium access is available as a monthly or annual subscription processed through Stripe. By purchasing, you agree to Stripe’s Terms of Service.
Cancellations: You may cancel your subscription at any time; cancellation will take effect at the end of the current billing period.
Refunds: Except as required by law, paid subscription fees are non-refundable.
7. Termination of Service
We reserve the right to suspend or terminate your access to the Service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
8. Intellectual Property
All software, design, branding, algorithms, and content on this platform are the intellectual property of pocketDCF. You may not copy, modify, or redistribute any part of the Service without prior written permission.
9. Privacy
Your use of the Service is governed by our Privacy Policy, which is incorporated into these Terms by reference.
10. Changes to Terms
We reserve the right to update these Terms at any time. Material changes will be indicated by an updated “Last updated” date. Continued use of the Service after changes constitutes acceptance of the revised Terms.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the Czech Republic. Any disputes arising from these Terms or your use of the Service shall be resolved in the courts of competent jurisdiction in the Czech Republic.